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Bicycle Loans Calculator

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We don’t sell bikes.
So we can call it straight.

An independent publisher comparing financing, rebates, rental and delivery — for people working out how to afford an e-bike.

Last reviewed Jun 2, 2026

Most sites in this corner of the internet are trying to sell you something — a bike brand pushing its range, a lender pushing its loan, a “review” blog that earns only when you buy. We’re not one of them. We don’t sell bikes, we don’t lend, and we don’t tell you which option to pick. We compare them, and we show our work.

How we make money

Some of our links are affiliate links: if you apply or buy through them, we may earn a commission at no extra cost to you. It never changes the order options appear in or which we show first — we rank by your interest, not our commission, and we list plenty of options we earn nothing from, like government rebates and credit unions. The full affiliate disclosure spells it out.

Our promise

  • Dated. Every figure shows the day we last checked it.
  • Sourced. Rebates cite the .gov program; specs cite the manufacturer; rates cite the lender.
  • Honest about what’s dead. We mark closed and paused programs as closed — most lists don’t.
  • We compare. We don’t advise. You decide.

Who publishes this

Bicycle Loans is published by S5 Ltd, a company registered in England & Wales (company no. 16842049), registered office 20 Wenlock Road, London N1 7GU. You can verify us on the Companies House register ↗.

We’re publishers, not financial advisors. Read our editorial policy, or get in touch — especially to flag an error.